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Lending Works (Fluro)

Lending Works is a peer-to-peer lending platform. You can invest in personal loans to creditworthy borrowers. You can also apply for a loan using Lending Works.

About Lending Works

Lending Works, now called Fluro, isn’t like traditional, stuffy finance companies. They use cutting edge technology and advanced data science to provide an outstanding service to their customers. Launching in 2014, they rapidly expanded their business, growing in size but ensuring that their focus never shifted – to keep their customers at the heart of all they do.

With Fluro, you can take out personal peer-to-peer loans between £1,000 and £25,000. The loan terms are between one and five years, and the monthly repayments are fixed, to ensure that you can easily budget for the cost.

In terms of interest rates, Fluro have a Representative APR of 16.9%. This may change during the loan application process, however, as factors like loan amount and duration are taken into account when calculating the rate of the loan.

Last Updated: February 2023

Why Apply Through My Financial Broker?

  • Improve Approval Rate: By using a broker service, it’s almost like applying with more than one hundred lenders, and being matched with the one most likely to approve your loan. We’ll compare your application details with the lending criteria of our panel of lenders, and put you in touch with the direct lender that best suits your needs. We also only conduct soft credit checks when you apply, so your application with us won’t impact your credit score.
  • Save Time: By applying with My Financial Broker, you won’t need to fill in endless loan applications – simply complete our short online application form, and once matched with a lender, you’ll then be redirected to their site to confirm a few more details.
  • Free Service: We charge our lenders a commission, so that we can offer our customers a completely free service. There are absolutely no hidden fees or charges!



Contact Details

Company Information

  • FCA Registration Number 723151
  • Data Protection Registration Number ZA002001
  • Company Registration Number 8302549
  • Trading Names Lending Works Limited
55 Old Broad St, London, EC2M 1RX