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LiveLend offer personal loan products. You can obtain a personal loan that changes its rate when you credit score improves.
LiveLend offer flexible loans, for which the interest rate will depend on your credit score – as your credit score improves, your loan rate reduces. For every 25 points that your credit score increases, they will reduce your loan rate by 2%, up to a minimum rate of 9.9%, as long as you’re up to date with your repayments. And even if your credit score gets worse, they will never put your rate back up.
With LiveLend, you can borrow £1,000 to £12,000, making repayments over 12 to 60 months. They advertise a 25.7% APR Representative, though their personalised APRs range from 10.9% to 39.9%.
Last Updated: February 2023