About Ratesetter

Ratesetter is one of the UK’s top peer-to-peer investment platforms. Due to its dedication to delivering outstanding products and services to investors and borrowers, more than 750,000 people have chosen Ratesetter as their platform of choice.

As a borrower, you can take out a loan of between £1,000 and £35,000 with Ratesetter. They offer loan terms ranging from one to five years, and have interest rates starting from 6.9% APR.

To be eligible for a Ratesetter loan, you’ll need to have a good credit history, a regular source of income, and a UK bank account. You will also need to have been a UK resident for a minimum of three years, and be aged 21 or above.

Last Updated: February 2023

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