Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

About Ratesetter

Ratesetter is one of the UK’s top peer-to-peer investment platforms. Due to its dedication to delivering outstanding products and services to investors and borrowers, more than 750,000 people have chosen Ratesetter as their platform of choice. 

As a borrower, you can take out a loan of between £1,000 and £25,000 with Ratesetter. They offer loan terms ranging from one to five years, and have interest rates starting from 3.9% APR. 

To be eligible for a Ratesetter loan, you’ll need to have a good credit history, a regular source of income, and a UK bank account. You will also need to have been a UK resident for a minimum of three years, and be aged 21 or above.

Why Apply Through My Financial Broker?

  • Free Service: Our services are completely free for our customers - we instead work on a commission basis with our panel of lenders.

  • All Credit History Considered: Even if you have bad credit, My Financial Broker should be able to help you get the funds you need. The lenders we work with believe that how you manage your money now is more important than your credit history, and will consider your loan application as long as you can afford the repayments. 

  • Save Time: It can get time consuming, not to mention frustrating, comparing endless lenders. But with My Financial Broker, the process can be simple and straightforward - just complete our short application form, and we’ll do our best to match you with a suitable lender.