About V12 Personal Finance

V12 Personal Finance provide intelligent retail finance options that fit your business needs. They aim to offer cutting edge technological solutions and have a customer first culture to ensure that the customers of the businesses they support return again and again.

In terms of the finance options V12 Personal Finance offer, these include Take 5, interest free finance, buy now pay later, and interest bearing finance. It should be noted that V12 Personal Finance arrange and administer retail finance loans on behalf of Secure Trust Bank PLC, who is the lender.

Last Updated: September 2023

Why Apply Through My Financial Broker?

• Bad Credit Considered: A poor credit history doesn’t have to mean you’re unable to take out future credit. Many short term lenders will consider your loan application regardless of your credit score.

• Soft Credit Checks: My Financial Broker won’t perform hard credit checks when you apply with us, so your application won’t affect your credit rating. Do bear in mind though that any lenders you’re matched with may choose to undertake hard credit checks.

• Time Saving: Applying for a short term loan shouldn’t be time consuming – and with My Financial Broker it doesn’t have to be! Our short and simple application process can be completed online, and you won’t need to send us any documentation or speak with someone over the phone.