Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Quick Loans

The Money Advice Service have found that 40% of adults will not have £500 or more in savings in an emergency to cover an unexpected expense. Quick loans can help to cover these unforeseen expenses, and you should receive the money the same day you applied.


I'd Like to Borrow:

6 Months


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Representative APR


Representative Example: On an assumed loan amount of £750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount £1351.20 and total interest is £601.20. 12 monthly payment of £112.60.*

* We do not know how many customers take out a loan or the APR, this calculation is based on the mean APR of the lenders we work with

Am I Eligible?

To get a quick loan with the help of My Financial Loan Broker, you will need to be at least 18, a UK resident and in part time or full time employment. You’ll also need a UK based bank account and debit card. If you think you’ve got bad credit, you may still be eligible for a quick loan, as the lenders we work with don’t expect your credit history to be perfect.

Before you take out a short term loan or a payday loan, you do need to consider whether it’s the best option for you. A quick loan is not always the best solution: if you are able to save or if you are taking out credit to pay credit, a short term loan may be a bad idea. If you think you need help, you can contact Step Change for free impartial financial advice.

How Much Money Can I Borrow With A Quick Loan?

A quick loan can be from £500 to £5000, and you can borrow the funds for up to 5 years. But this will depend on how much you can afford to pay back each month or on your payday. Our pool of lenders make sure that they are lending responsibly, and that by borrowing, you are not putting yourself into financial difficulty.

How Long Does It Take?

Our application is completely online, so there is no time consuming paperwork. The application for a quick loan is short and simple. Once you’re matched with a lender, you’ll need to complete their application, and may need to send across a document like your payslip. You should get your quick loan the same day, to cover that emergency expense.

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