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Find a Responsible Lender


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Representative APR

489.4% APR

Representative Example: On an assumed loan amount of £750 over 12 months. Rate of interest 191.2% (fixed). Total repayment amount £1726.68 and total interest is £976.68. 12 monthly payments of £143.89. My Financial Broker is a broker, not a lender*.

* As a broker, we are unable to ascertain exactly how many customers take out a loan or the lender's rate of interest particular to that customer, therefore our calculation is based on the mean APR of our panel of lenders.

When it comes to finding a responsible lender, there are several things to look out for. We've listed the main six considerations below - your lender should offer flexible options, be as transparent as possible, have good lending criteria, be fair, regulated, and perform appropriate checks.




Creative colleagues at work



Loan Checks to Look Out For

Overall, it's a good idea to do a bit of research into the lender you decide to opt for, or the lender you're put in touch with through our loan matching services. You can often find helpful information by checking out independent review sites such as Feefo and Trustpilot - former and current customers can comment on the service they have received, so you don't just have to rely on the word of the lender.

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