Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Whilst you may receive an instant decision upon completing a loan application, you cannot get an instant short-term loan without a few quick checks.
The loans is very well protected and regulated and lenders must run some quick checks to ensure an individual is eligible for a loan.
So whilst loans are not instant, it is possible to receive short term loans in less than 1 hour or within 24 hours.